HOW IT WORKS....   (and how we make our money.)

1. Your Business Accepts Checks and Deposits them into your bank.
2. Your Customer's check Bounces.
3. Your Bank Sends CheckSavers your BAD checks for processing.
4. At CheckSavers, we convert the paper check to an electronic transaction using the ACH (Automated Clearing House banking network). We electronically debit the checkwriters account for the value of the bad check written to you the merchant, plus state allowed processing fees.
5. 100% of the original check amount is paid to you, the merchant...and DIRECT DEPOSITED into your account!
6. CheckSavers retains the state allowed processing fees...which are paid by the checkwriter in a separate transaction to their account which allows this service to be COMPLETELY FREE TO MERCHANTS.

Click here for a complete list of all State's maximum allowed processing fees.